Why Lease? - Team Wolverton

Why leasing is the best way to finance business equipment

When you’re planning on financing a business equipment purchase,
you have many options. Leasing is often the best. Here’s why:

FROM YOUR BUSINESS 101 CLASS:

Buy things that appreciate and lease things that depreciate.

PROTECT YOURSELF:

Lease financing, in most cases, does NOT show on your personal credit, and/or credit bureaus. This will allow you to keep your revolving debt low, giving you the ability to purchase more if needed and keep your personal credit high.

GREAT TAX NEWS:

Your lease payments can be deducted as a business operating expense, in most cases, reducing the net cost of your lease for the term of your contract. HUGE SAVINGS!

PAY FOR IT AS IT PAYS YOU:

You would not pay your employees four or five years in advance. Why should you pay for your equipment in advance? Pay for it as it earns you money. This is the opportunity that leasing will give you.

KNOW WHAT YOU OWE:

Having consistent, fixed payments throughout the term of your lease will help you to accurately budget equipment dollars, while financing options with floating interest rates will always keep you guessing.

FREEDOM TO CHOOSE:

We provide you with the opportunity to choose. Many of our programs come with early buy-out options allowing you to own the equipment sooner.

YOU CAN GET IT ALL:

Leasing provides 100% financing by including a specific amount of soft costs (including installation, freight, extended warranties) in your transaction, unlike most traditional financing sources.

SAVE YOUR CASH:

By leasing your equipment, and avoiding a sizable cash outlay, you can conserve your on-hand capital for more important uses, such as investments, inventory, personnel and advertising.

H.I.L. Financial is ready to help you. Get started now.

425-418-3233

Testimonials

    
 
 
        
   Nataliya Melnyk 
 2023-05-08
 
 
  Josh Lucas and his team went Above amd beyond to make our experience with buying a truck as smooth as possible. He ALWAYS replied to my questions, I never felt I was ignored or treaded anything but great. I would highly highly recommend working with Josh, not only is he good at what he does, but he is very professional and kind.
  
 
       
   Jose Marroquin 
 2023-03-06
 
 
  I highly recommend Hil Financial for all your trucking needs. Robert , Joey and the rest of the staff went above and beyond. I had a quick,easy and smooth process. I will be using them for any future needs. Thank you
  
 
       
   Henry Singh 
 2023-03-03
 
 
  Hil Financial has been a GOLDEN GATE to me, And I think it is open for everyone who needs a Commercial Finance for the Equipment. They have a great team and very professional. I will recommend everyone who needs a Equipment Finance help, should be knock Hil Financial door.
  
 
       
   Nathan Del Pozo 
 2022-12-31
 
 
  I recently started up a trucking company. This was my first semi truck to purchase.  Finding the truck that met my needs was the most difficult part. Josh Lucas made the financing easy. Josh and his team at HIL Financial were very personable and professional.  Josh was able to find a suitable lender, with a great interest rate, in 36 hours. We're extremely happy with Josh and HIL financial.  We will be using Josh and HIL financial for future purchases. Extremely satisfied with the entire experience.
  
 
       
   Jim Wisniewski 
 2022-11-12
 
 
  Looking forward to Hil Financial building my fleet! 3 trucks down and many more to come. Team Wolverton gets the job done, thanks guys!
  
 
       
   Kelsey McClain 
 2022-10-28
 
 
  I have had the best experience working with the Eric and his team at Hil Financial! Their response time was incredible, and I felt like I was in the best hands possible, as they walked me through each step of the process. They kept in contact with me and helped me understand what next steps needed to be taken in order to get my new van. I will definitely be recommending them to my friends!
  
 
       
   Zachary Smith 
 2022-10-27
 
 
  I just closed my second deal with Robert, him and his team will be receiving all my future business as I continue to grow my fleet. Thank you, Robert and Team, God bless!
  
 
       
   Haley Michaelson 
 2022-10-27
 
 
  Robert Wolverton and Joey Costa are extremely accommodating and communicative. I am so thankful that I was shown such patience while being guided through the entirety of my loan process- I have had difficulties in the past, considering my credit profile is definitely not the strongest, but Rob and his team made it happen!! Went in expecting the worst and came out a winner in the end. Thanks HIL!
  
 
  
  
 
 
   Google rating score: 4.6 of 5, based on 75 reviews